Attention homeowners in Jefferson and Union County: Get an Appraisal today!

Here are the top 7 reasons why South Dakota homeowners use Gregg Appraisal Company (605) 870-3005:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Union County's assessment of your property value
To lower a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of South Dakota, where real estate needs to be divided
To determine the true market value of real estate to settle an estate in Union County or the state of South Dakota


	Own a home in or near Jefferson, South Dakota and need help deciding the price of it? Contact Gregg Appraisal Company (605) 870-3005.

At Gregg Appraisal Company (605) 870-3005, we understand the special needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the customary "products" we deliver to them. But as a consumer, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Gregg Appraisal Company (605) 870-3005 are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Challenge Union County's assessment of your property

Let's say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting a professional appraisal from Gregg Appraisal Company (605) 870-3005 is your chief weapon when challenging your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Gregg Appraisal Company (605) 870-3005 is qualified in helping consumers just like you remove unwanted and unneeded PMI insurance.

HELOC recently frozen?

If your property is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Gregg Appraisal Company (605) 870-3005 can provide you with an expert appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for verity? Gregg Appraisal Company (605) 870-3005 offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.